Physician-Led Board-Certified Physician Review Founded by a Navy Veteran $50 Honest Review

The nexus letter that holds up. $500 flat.

A physician-led medical team reviews your records, synthesizes data from publicly available VA sources, and writes your independent medical opinion. Most letters in 14 days. If we can't support your case, you don't pay for the letter.

Dr. Ryan Founded & led by Dr. Ryan — Founder & CEO, board-certified physician and Navy veteran →
Free Viability Check → Ready now? Start my case

Not sure your case is worth pursuing? The free check weighs your records against the VA outcome data and tells you what cases like yours typically do — 5 minutes, no payment, no upsell.  See a sample letter →

One thing to know before you start: your claim must be built on a condition a provider has already diagnosed and documented in your records.

$50 first-time review (returning clients skip it). $500 for the letter, only if we can support your case. Competitors charge $800 to $1,500+.

295,756
VA appeal decisions analyzed
40+
Conditions covered
48
States served + overseas
14
Day typical turnaround
Every letter reviewed and signed by a board-certified physician. We tell you before you pay if your case isn't supportable.
Three steps. No surprises.
Everything is handled online. No phone calls. No video visits. No appointments.
1

Submit your records ($50)

Select your condition, answer a few targeted questions, and upload your records. The $50 records review is a one-time first-time fee, separate from the letter. Takes about 10 minutes.

2

We build your strongest case

A board-certified physician reviews your records against peer-reviewed medical literature and our curated pool of VA claim outcome data, then formulates the strongest viable path to service connection for your specific claim. If your case can't be supported, we tell you, and the $500 letter fee does not apply.

3

Your letter, then payment ($500)

If we can support your claim, we write it. When it's complete, we send you a summary and explanation of the medical opinion before you pay. Pay the $500 balance to receive your signed nexus letter, with full clinical rationale and peer-reviewed citations.

We find your strongest claim. Not just write it.

We analyze your records against 295,756 BVA decisions before we write.

Here is what that looks like in practice.

Service connection often comes down to competing medical opinions. When it does, the side with the clearer mechanism, the stronger citations, and the tighter logic carries the most weight — that is the letter we build.

Secondary claims — one condition caused or worsened by a service-connected one — are where a private medical opinion changes the odds the most, across very different body systems.

Secondary claim With a private medical opinion
Back / spine condition (musculoskeletal)2.3× more likely to win
Depression (mental health)1.5× more likely to win
Sleep apnea (sleep / respiratory)1.4× more likely to win

On a secondary claim, a private medical opinion is the single biggest lever you control. Your $50 review runs this on your records and tells you the strongest pathway.

Source: our analysis of decided appeals in the public Board of Veterans' Appeals record, where a favorable outcome means a full or partial grant. Board appeals follow an initial denial, and VA regional offices grant at higher rates.

Our medical opinions are not just backed by medical literature. We synthesize outcome data directly from 295,756 publicly available Board of Veterans' Appeals decisions, weighed for medical plausibility in the context of how the VA actually decides claims. No other nexus letter service we have reviewed does this. Most charge $800 to $1,500 and write whatever is asked, without the data. See the full list of conditions we cover →
Flat Rate Nexus vs. most services.
Most services charge $800 to $1,500+, use templates, or require video appointments. We built this differently.
Flat Rate Nexus Most Services
Price $500 $800 - $1,500+
Written by Board-certified physician Often unlisted credentials
Each letter Individually drafted from your records Template with your name swapped in
Data analysis before drafting 295,756 BVA decisions mapped None, writes what is asked
Viability gate We tell you if records can't support a nexus No screening, you pay either way
Turnaround <2 weeks 6-8 weeks
What Veterans Are Saying
"His letters are exactly what you read about on the forums. Proper medical language, cited literature, clear reasoning. I filed with the letter and my claim was granted on the first submission for a condition my VSO said was unlikely." - Navy veteran, 2006-2015
"All I had was a buddy statement for a back injury during active duty. I got denied. Dr. Ryan reviewed my case and told me honestly it wasn't strong enough yet. He suggested I ask my PCP for imaging. Those X-rays gave the letter the medical connection it needed. After I refiled, I received my rating." - Army veteran, 2007-2013
Physician-led. Built to scale without dropping the standard.

Flat Rate Nexus is led by its founder and built around a simple rule: every letter meets the same high bar, no matter who is on the case. As we grow, that bar does not move, and that is exactly why we are growing.

Dr. Ryan, Founder and CEO Dr. Ryan, Navy service
Navy, 2005–2013
Dr. Ryan
Founder & Chief Executive Officer · Medical Director
Board-Certified Family Medicine · Navy Veteran (2005–2013, OEF)

"I started Flat Rate Nexus because too many veterans were overpaying for letters that didn't hold up. Every case gets a genuine physician review, your records weighed for medical plausibility against data we synthesize from publicly available VA sources, in the context of how the VA actually decides claims. If the evidence isn't there, we tell you before you spend a dollar on the letter. That standard is the company, and it's exactly what we protect as we add physicians and staff."

MD

Board-Certified Physicians (MD/DO)

Every nexus letter is reviewed and signed by a board-certified physician whose scope covers the conditions we write on. As we add physicians, each is held to the same review standard, so quality never depends on who is assigned.

PT

Doctor of Physical Therapy (DPT)

For musculoskeletal cases, a DPT may author the opinion, and a board-certified physician independently reviews, validates, and co-signs it. Two doctoral-level signatures on every DPT-authored letter.

Joining 2026

RN Care Coordinators

Registered nurses are joining to handle tracking, communication, and coordination, so you always know where your case stands and have a dedicated point of contact between you and the physician team.

The same quality bar across every letter, every author, every condition. That consistency is the product.
Simple, flat-rate pricing.
Same price for every condition, every time. No hidden fees. No upsells.
$500
per nexus letter - every condition, every time
$50 first-time records review (separate)$50
Letter fee (paid upon completion)$500
Multiple conditions$500 each
Typical turnaround14 days
If we can't help: If after reviewing your records our team determines that a supportive nexus opinion cannot be provided, you are not charged the $500 letter fee. If we can't support your case, you keep a physician's written analysis of why and what would strengthen it.

See full pricing details, payment plan info, and FAQ →

Sample nexus letters.
Every letter is individually drafted based on the veteran's records - not a template. These samples use fictional veterans to demonstrate the quality, structure, and medical reasoning in every letter we produce.
Tinnitus Direct Service Connection Sleep Apnea Secondary to PTSD

Physician credentials redacted. All veteran information is fictional.

Frequently asked questions.
What is a nexus letter?+

A nexus letter is an independent medical opinion from a physician stating that your current medical condition is "at least as likely as not" connected to your military service. The VA uses nexus letters as evidence when deciding disability claims. A strong nexus letter explains the medical reasoning behind the connection and is supported by your records.

Do I need a nexus letter?+

Not always. If your condition qualifies for presumptive service connection (for example, under the PACT Act for toxic exposure or burn pit conditions), the VA may grant your claim without one. Your Veterans Service Organization (VSO) can help determine whether a nexus letter would strengthen your claim. For most non-presumptive direct and secondary claims, a nexus letter significantly improves your chances of approval.

Does it matter who writes my nexus letter?+

Often, a great deal. "Probative value" is the persuasive weight the VA gives a medical opinion. When a claim is denied because the examiner does not see a connection, the deciding factor is the strength of the medical argument on the other side. A letter that explains the physiological mechanism, cites the peer-reviewed literature, and answers the examiner's likely objections carries more probative weight - and probative weight is what changes outcomes. For an obvious, straightforward case, your own doctor's letter may be all you need. But many physicians are not familiar with how the VA weighs a nexus opinion, and for anything less than clear-cut, a professionally built and argued letter is frequently the difference between a denial and a grant. Choosing who writes your letter is one of the few things in the process you fully control.

Who reviews my records and writes the letter?+

Letters are written by our doctoral-level providers - board-certified physicians and a Doctor of Physical Therapy (DPT) for musculoskeletal cases. Every letter is reviewed and signed by a board-certified physician in a primary-care specialty, so it always carries a physician's independent opinion. This is not a template factory - each letter is individually drafted based on your specific records and medical history. Our team has no treatment relationship with you, which is what makes this an independent medical opinion.

Will you sign a nexus letter I wrote?+

No. Our providers write their own letters, following a structure we know holds up to VA scrutiny. You're welcome to send citations, records, or even notes you drafted (AI-assisted or not) to help explain a concern - we read all of it and it informs the letter. But we won't simply put our signature on a veteran- or AI-generated letter; a nexus opinion only carries weight when it is the provider's own independent analysis. AI is useful for gathering and synthesizing information, and we use it that way too, but it hallucinates, misquotes sources, and cites supporting documents as if they were original research. It is not reliable enough to draft a quality letter from scratch.

How long does it take?+

Most letters are completed within two weeks from the date we receive your complete records. If a letter is not completed within 30 days of our receiving your complete records, we refund the $50 review fee.

What if you can't support my case?+

If after reviewing your records our team determines that a supportive nexus opinion cannot honestly be provided, you are not charged the $500 letter fee. You will receive a written explanation of why we could not support the claim and, where possible, specific guidance on what additional documentation or steps might strengthen a future request. If we can't support your case, you keep a physician's written analysis of why and what would strengthen it.

What documents do I need to submit?+

Three things matter most: records showing a current diagnosis (clinic notes, imaging, labs, sleep studies, a problem list), something documenting the in-service event or exposure your claim is built on, and your VA records (rating decisions, C&P results). A DD-214 is helpful but not a requirement to get started. Beyond that, send whatever you have - service treatment records, private doctor's notes, buddy statements. We'd rather have 200 pages than 5, and you can always upload more later.

How is this different from other nexus letter services?+

A few important ways. Every letter is reviewed and signed by a physician who is board-certified in a primary care specialty whose scope of practice covers every condition we write letters for - nothing is outside our lane. Our letters are individually drafted from your records - not templates with your name swapped in. We operate on a flat-rate model with no complexity surcharges, and our standard turnaround is two weeks when many services take six to eight. We also run every case through a viability review before writing - if the evidence doesn't support a nexus opinion, we tell you why and don't charge you the letter fee. Our current team includes a Doctor of Physical Therapy (DPT) alongside our physicians, and as we grow we plan to bring on additional specialists and perspectives.

Can I file if I live outside the US?+

Yes. The VA processes disability claims from veterans in more than 100 countries, and record-review nexus letters work the same regardless of where you live. Under Nieves-Rodriguez v. Peake, a physician can render a medical opinion based on thorough record review without any in-person contact. We serve US veterans in the Philippines, Germany, Japan, Korea, Mexico, Thailand, Guam, the UK, and other countries at the same flat rate. Records must be in English (or translated). Residents of countries under US sanctions cannot be served. Read the full overseas guide.

How can I reach you with questions?+

Call or text us at (757) 540-1077 (Sona, our automated assistant, not a live person) or email info@flatratenexus.com. We typically respond within one business day. Please don't send medical records via email -you'll upload those securely through the intake form.

Start Here
Submit your records. We'll do the rest.
✓ HIPAA-encrypted ✓ About 10 minutes ✓ Response within days

Our secure HIPAA-compliant intake form opens in a new tab. No documents needed right away — you can upload records during the process.

Open Secure Intake Form →

$50 first-time records review at intake. $500 for the letter only if we can support your case.

Thank you - your request has been received.

Here's what happens next:

1
Confirmation emailYou'll receive a confirmation within a few minutes. Check spam if you don't see it.
2
Record reviewOur physician reviews your records and determines if we can support your case. This typically takes a few days.
3
Letter deliveryIf supportable, you'll receive an invoice for the $500 letter fee and your signed nexus letter - most within 14 days.
$500 per letter Get Started